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Mortgage Financing & Refinancing Lawyer in Calgary – OB Law Office

Taking a mortgage or refinancing one is a significant financial decision, a rather serious one, with its own legal documents and long-term obligations. OB Law Office is a firm that assists clients in Calgary go through the legal process of mortgage financing and refinancing with ease and certainty.

As we analyze lender agreements and overlook the whole process of the transaction, be assured that we will oversee all the legal aspects and make sure that your transaction is flawless, easily understood, and free of any financial threats. The lawyer by your side means that your rights are not violated, and all the steps of the process are lawful.

What is Mortgage Financing?

Taking a mortgage or refinancing one is a significant financial decision, a rather serious one, with its own legal documents and long-term obligations. OB Law Office is a firm that assists clients in Calgary go through the legal process of mortgage financing and refinancing with ease and certainty.

As we analyze lender agreements and overlook the whole process of the transaction, be assured that we will oversee all the legal aspects and make sure that your transaction is flawless, easily understood, and free of any financial threats. The lawyer by your side means that your rights are not violated, and all the steps of the process are lawful.

What is Mortgage Refinancing?

Refinancing your mortgage means paying off your existing mortgage and taking out a new one, usually to get a lower interest rate, access your home equity, or alter the terms of your loan. Although refinancing may be financially advantageous, it may imply new legal conditions, expenses, and so-called early redemption fines of the mortgage.

Make sure that a lawyer looks at the refinancing deal so you know what you are letting yourself into and you do not run into any surprises down the road. With decent legal advice, the process would be easy, legitimate, and purposeful with regard to your monetary objectives.

Key Legal Aspects We Handle

Lender Agreements discrimination Review

We look at the mortgage contracts and see that everything is fair in the terms of a contract, that the interest rates are clearly printed, that there is no hidden clause or bad provisions that could come into play in the future and bite you.

Title and Property Curation

Our team will validate the fact that the property is owned in good faith by checking against lien, encumbrance or restrictions as well as making sure the title is free of all such before the financing or refinancing process has been completed.

Disclosure and compliance checks

We ensure that all documents are in compliance with mortgage regulations in Alberta and that any disclosures needed are made out to prevent the last-minute and after-signing surprises.

How OB Law Office Supports You?

Individualized Law Review

Our legal counsel is personalized to buyers, owners, and property investors, and it makes every client feel secure and knowledgeable during the financing or refinancing process.

Coordination with All Parties

We coordinate with your bank, your mortgage broker, and the title companies to keep everyone on the same team and your deal on track without hesitation and misunderstandings.

Compliance with the law and clarity

We make sure that your mortgage records satisfy all aspects of Alberta law, that it is easy to decode, and that it safeguard your rights throughout the transaction.

Upholding of Every Scenario

It can be your initial mortgage, a refinance transaction, or a complicated real estate arrangement; we possess the legal expertise to make it happen with the same skill and meticulousness.

Have a Legal Concern? We are one click away!

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